India law shapes account access
Our legal terms explain how your account may be created, checked, used, paused, or closed. We apply these terms together with privacy duties, payment-record rules, and any lawful request from a competent authority. When you add funds through UPI, Paytm, or PhonePe, the wallet entry, reference
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number, time stamp, and account match may be kept as legal records. We do not treat access as universal; eligibility depends on your location, age under local law, and any rule that applies in your state or union territory. If a term changes, we place the
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updated wording on this page and may ask you to accept it before account use continues.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.